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Title & Lien Complications

What Is a Judgment Lien?

Understanding how judgment liens affect property ownership and transfers.

A judgment lien is a court-ordered lien that attaches to real property when a creditor wins a money judgment against the property owner.

How Judgment Liens Form

When a creditor obtains a court judgment for unpaid debt, they can record the judgment as a lien against the debtor's real property in the county where the property is located.

Impact on Property

Judgment liens encumber the property and must be satisfied before the property can be sold or transferred. They can affect refinancing and home equity lines.

When to Consult Licensed Counsel

An attorney can help understand judgment lien implications and explore resolution options.

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Disclaimer: Property Resolution Group is not a law firm and does not provide legal advice. Information is educational only.